New Jersey employees who are injured on the job or suffer a work-related illness must report the injury or illness to their employer as the first step in obtaining workers' compensation, according to the State of New Jersey Department of Labor and Workforce Development. Then, employees should notify their employer's workers' compensation insurance carrier.
Notice given to the employer about the injury or illness does not need to be written, but it should be given to an immediate supervisor or another person with authority at the company, notes the State of New Jersey Department of Labor and Workforce Development. If medical treatment is required, the employer or the insurance carrier can choose the health care provider.
If the employer does not have workers' compensation insurance or refuses to file a claim with the insurance carrier, the employee can file a claim with the state of New Jersey. Employees can also file a claim in cases of dispute with the employer or insurance carrier over determination of disability, entitlement of benefits and other injury- or illness-related issue, explains the State of New Jersey Department of Labor and Workforce Development. Employees, employers and insurance carriers have the option of filing a claim to request an informal hearing.