Depending upon the type of low-income housing program being applied for, seniors' total gross income must fall within the low or the very low ranges to meet eligibility requirements. The low-income level is defined as not exceeding 80 percent of the area's median income and the very low-income level is defined as not exceeding 50 percent of the area's median income. The actual dollar amount ranges vary from area to area, and the Senior Living website recommends that seniors seeking low-income housing contact their local public housing authority (PHA) for specific details regarding income requirements and available programs.
Two of the low-income housing programs available to seniors are the Section 202 Multifamily Subsidized Housing program and the Public Housing program. The Section 202 program was developed for seniors age 62 and older and to accommodate the needs of disabled individuals. For this program, the applicant's income must fall within the limits of the area's very low-income range.
The Public Housing program requires applicants' incomes to be within the area's low-income range. There are no eligibility requirements regarding age, but after being accepted, applicants must then live in the community in which their application was approved by the local PHA. Applications can, however, be made to several PHAs.
The United States Department of Housing and Urban Development (HUD) has a variety of programs that can help seniors to obtain low-income housing. Information on housing programs and their relevant application and eligibility details can be found at the HUD website (HUD.GOV)./p>