Social Security Disability Insurance mandates that eligible disabilities be long-term and debilitating enough to completely prevent the continuation of previously performed work or retraining for a new line of work. To qualify for SSDI, an applicant must either have previously worked or been disabled from an early age.
SSDI divides eligible disabilities on their website by the category of the relevant physical or mental disorders. Disability Determination Services decides eligibility for disability benefits on a case-by-case basis. DDS evaluates disabilities not on the SSDI list to determine if they are of equal concern to the listed disabilities.
SSDI does not provide short-term disability relief. SSDI expects personal financial resources and workman's compensation to cover short-term disabilities. Those who have not worked long enough or earned enough income to have paid into Social Security taxes are not eligible for SSDI, except in cases where the onset of the disability occurred before age 22. Disabled individuals under 22 may qualify for SSDI based on their parents' Social Security credits.
Other government programs, such as Supplemental Security Income, may still be available to individuals who do not qualify for SSDI. SSI provides benefits based on financial need and maintains the same requirements to qualify as disabled as SSDI.