Collecting a small claims judgment involves giving the debtor an address where he can mail the money, writing a letter to the debtor as a reminder or talking to an attorney for help, explains the California Courts. The court does not assist in collecting the money, so it is the responsibility of an individual to approach the debtor. After winning a case, it is necessary to wait 30 days before collecting the money.
The court usually gives orders and other paperwork necessary for collecting the judgment. It is important to note that not all judgment payments are collectible because the borrower may lack property of value or income.
- Provide the debtor with an address
- Write a letter to the debtor
- Seek legal assistance
The creditor should provide the debtor with the address where the owed money can be mailed. It is agreeable to accept less than the full amount if the debtor offers to pay right away. However, accepting less than the whole amount means that an individual will have to abdicate the right to the rest of the money.
Writing a letter to the debtor and including a copy of the court order is the next option if the borrower fails to pay the judgment, notes the California Courts. This acts as a reminder to the debtor to pay the money or more serious steps will follow.
If both options fail, it is sensible to talk to a lawyer for assistance. The whole process can be expensive, complicated and time consuming.