Wage garnishment rules vary by state and are located at Fair-Debt-Collection.com. All states allow wage garnishment for child support, alimony, taxes and federal student loans, according to Fair-Debt-Collection.com. Links for all 50 states are listed alphabetically and provide quick access to information on individual states.
The federal wage garnishment law, Consumer Credit Protection Law Act's Title 3, is also regulated federally, according to the U.S. Department of Labor. If a state wage garnishment law differs from the CCPA, then the law that results in the smaller garnishment must be observed.
The amount of wages that is subject to garnishment is based on the employee's disposable earnings. This amount is defined as the amount remaining after the legally required deductions are made such as Social Security contributions, state unemployment insurance, and federal, state and local taxes, reports the U.S. Department of Labor.