A low-income family can qualify for reduced or free dental care through the government program Medicaid/SCHIP or by qualifying for a low-cost policy through private insurance providers and employers. Also, there are some charity programs that assist with the cost of dental care for families with low income.
Medicaid is a federally funded program that provides dental care to children and pregnant women who belong to low-income families. In some states, all household members of families with low income are eligible for low-cost, or free, dental care through Medicaid. In order to receive benefits, income verification may be required.
In some cases, employers and private insurance providers offer affordable dental insurance to low-income families. However, in many cases, the cheaper policies come with the highest deductibles. This means the policyholders agree to a larger deductible to get lower premiums.
National charity organizations and other state programs offer free or reduce-cost dental care to families with low income. Charity organizations that provide assistance, or can help low-income families find assistance, include the National Children's Oral Health Foundation, Healthy Smiles Healthy Children and Oral Health America. Universities often offer free or low-cost dental care to families who cannot afford dental care insurance.