A consumer who feels that they have been cheated can report the offense to several government agencies, reports NOLO.com. If the reporting doesn't result in a refund, a consumer can send a demand letter for the money and then file a lawsuit.Continue Reading
State and federal law prohibits deceptive or unfair practices, NOLO.com notes. Consumers who feel they have been cheated should notify their local agencies immediately. The Federal Citizen Information Center provides a list of consumer action websites at consumeraction.gov.
Many government agencies are unable to get money back for consumers, NOLO.com adds. In this case, the consumer can try calling the state agency that licenses businesses or file a complaint with the Better Business Bureau before filing a lawsuit.Learn more about Debt Law
Defendants served with a debt collection lawsuit should respond by obtaining a consumer lawyer if the debt specified in the case is significant, according to the Law Offices of Robert J. Nahoum. The individual being sued should also compile a short statement addressing each allegation in the complaint.Full Answer >
The Consumer Financial Protection Bureau shows more than 2,000 consumer complaints about Portfolio Recovery Associates between 2013 and 2015, and the most common of these are for repeated attempts to collect debts not owed. Other complaints include making false statements and taking or threatening inappropriate legal action.Full Answer >
To get a free annual credit report, visit AnnualCreditReport.com, the centralized website for obtaining consumer credit reports from the three nationwide credit reporting agencies, according to the Federal Trade Commission. Free annual credit reports can also be obtained by completing a request form through the Federal Trade Commission's website and then mailing it to the Annual Credit Report Request Service, or by contacting the request service via a toll-free phone number.Full Answer >
After a car is repossessed, the repossession company takes it to its lot, reports CNN. After that, the fate of the car varies with state law. Some states require the lender to tell the owner of the car the fate of the car, notes the Federal Trade Commission.Full Answer >