Who Can Join USAA?


Quick Answer

The United Services Automobile Association, a Texas-based organization offering financial services such as insurance and banking, is open to active and retired U.S. military personnel and their families. Cadets in ROTC programs and at U.S. military academies are also eligible.

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Full Answer

As of 2014, the USAA offers its services to all past and present officers and enlisted members of the U.S. armed forces, as long as they have honorably served. Eligible individuals include children, spouses, widows, widowers and former spouses of military service members who have not remarried, as long as they currently have USAA insurance or have had it in the past.

A group of U.S. Army officers founded the USAA in 1922, when they found they could not obtain other insurance coverage. In 1924, membership eligibility expanded to other services of the armed forces. In 1973, the USAA offered services to the reserves and the National Guard. Enlisted personnel became eligible for USAA services in 1996. The USAA previously offered financial services for civilian organizations, such as the FBI and Secret Service, but non-military personnel in these agencies are not eligible for membership as of 2014. Those unsure of their eligibility for membership can check the "Who Can Join" section of the USAA's website.

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