How do you calculate an accident injury claim?


Quick Answer

Accident injury claims can be calculated by adding together the bills and other tangible losses someone incurred and will continue to incur due to the accident, and his or her resulting injuries. Raising an accident injury claim can be a very trying experience for pursuers, who have often endured painful or damaging experiences to their lives, states InjuryClaimCoach.com.

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Full Answer

Calculation of accident injuries comprises special and general damages. Special damages include the actual dollar amount of past and future lost wages; medical bills, including therapy and nursing care; out-of-pocket expenses such as medications, crutches and hospital parking fees; and lost or damaged personal items.

General damages are more difficult to assess because they are subjective and personal, states AccidentValues.com. They can include the following:

  • Emotional distress
  • Physical aches and pain
  • Anxiety and depression
  • Loss of consortium
  • Inability to concentrate
  • Persistent sleep loss

Assigning a value for any general damage is entirely personal. Only the injured can assess the depth of pain and suffering. If unsure about the type and severity of the damage, it is wise for someone to stop and wait. Each state has a statute of limitation for accident injury lawsuits, which is usually between one and five years.

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