What benefits does the HUD housing authority offer?


Quick Answer

The U.S. Department of Housing and Urban Development provides benefits for public housing, counseling, adjustable-rate mortgage insurance, Indian loan-guarantee programs, property loan-improvement programs and supportive housing for individuals with disabilities, according to Benefits.gov. There are also emergency grants and energy incentives, as well, as of 2015.

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Full Answer

Many individuals take advantage of the public-housing program offered by HUD. Public housing was established in order to provide safe and decent rental-housing units for low-income families that are eligible, states Benefits.gov. Public housing comes in a variety of different shapes and sizes, including scattered single-family houses to high-rise apartment buildings for elderly individuals and families.

However, there are some program requirements for public housing. It is limited to low-income families and individuals. Eligibility for this program is based on annual gross income, and individual that apply must be a U.S. citizen or have an eligible immigration status, according to Benefits.gov. All eligible applicants have their references checked by the public-housing authority through which they apply to verify past tenancy experience and behaviors. Applicants whose habits and practices are expected to have a detrimental effect on the program's reputation, the housing environment or the other tenants of the property may be denied. Individuals can begin the application process by visiting Benefits.gov.

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