A person can apply for Medi-Cal online by going to California's Covered California website. Covered California is run by the California Health Benefit Exchange and the California Department of Health Care Services.
Medi-Cal enrollment is available year-round and is done online, by mail, or in person at a county's services office. The Medi-Cal program has always been available to low-income children, pregnant women and families, but was expanded on January 1, 2014, to include low-income adults. The program provides free or low-cost health care coverage for eligible Californians through a menu of 21 commercial or public managed care health plans. The availability of these plans depends on which county a patient resides.
Regardless of which managed care plan is chosen, individuals who enroll in Medi-Cal can access coverage for essential health benefits. These services include: outpatient (Ambulatory) services, hospitalization, maternity and newborn care, preventive and wellness services & chronic disease management, prescription drugs, laboratory services, physical and occupational therapy, emergency services, mental health and substance use disorder services, and children’s (Pediatric) services.
If an individual's income rises to a point where they are no longer eligible for the Medi-Cal program, the person's coverage will be canceled. However, this would qualify that person for a special enrollment period where they can find health coverage through Covered California within 60 days of the event that triggered Medi-Cal ineligibility.