To apply for low-income housing, submit a written application that contains information like the applicant's personal information, family characteristics or circumstance, anticipated household income for the next 12 months, along with the source of the income and banking information for verification, to a local housing agency, or HA, or to a local United States Department of Housing and Urban Development, or HUD, field office. Eligibility for low-income housing is dependent on whether the applicant's household income falls below the income limit set for the state that he or she resides in. The HUD considers an applicant to fall into the category of having a lower income if the household income is 80 percent of the median income, and into the category of very low income if the household income is only 50 percent of the median income.
Applicants are required to attach several documents with the application to verify their claims. Documentation needed will include the applicant's birth certificate and tax returns. In addition, the housing agency may send in a representative to visit applicants in order to determine whether they are good tenants and have the ability to maintain a clean home.
Selected applicants are responsible for signing a lease with the housing agency, and also paying a security deposit.