Those looking to qualify for HUD senior housing must participate in the tenant screening process put in place by the local Housing Authority and provide information about their incomes and identities. The HA provides written notification of decisions, whether rejections or approvals.
HUD senior housing projects only require 30 percent of a senior citizen's income as rent. To be eligible, households must have at least one person who is at least 62 years old and must meet verification requirements for very low income families. The definition of very low income is 50 percent of the median income within a particular area. As of 2015, for example, this translates into an annual income of $37,650 in a one-person household in San Francisco. A three-person household qualifies at or below $53,750.
All interested parties must submit an application in writing through the local HA. Tax returns and other information about income are required. If the application is approved, a lease with the HA is a requirement, and this often includes a security deposit. Because there is often more demand for housing than supply in a given area, it's common to experience a lengthy waiting list after approval. Some HAs close their waiting lists when they already have more approved families on the list than they can help in the near future.