At What Age Can Retirees Claim Social Security Benefits in Michigan?


Quick Answer

Retirees can collect Social Security benefits at age 62 regardless of the recipient's residential state or territory because Social Security is a federal program. When someone decides to retire, the age at which he applies for retirement benefits affects his month payment amount.

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Full Answer

The Social Security Administration states that someone who applies for benefits before age 66, which is considered the full retirement age, receives smaller monthly payments than if he waits until reaching full retirement age. The maximum reduction is 30 percent for 62-year-old retirees.

Those who wait until age 67 to 70 before they apply receive the full benefit amount plus a bonus of 8 percent for each year the worker waits to seek benefits.

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