At what age can you apply for OPM services?


Quick Answer

A person who has worked for at least five years can apply to the U.S. Office of Personnel Management to receive retirement benefits when he is 62 years old. If he has worked for 20 years, he can retire by age 60.

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At what age can you apply for OPM services?
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Full Answer

The Federal Employees Retirement System was created by Congress in 1986 and became effective on Jan. 1, 1987. With FERS, an employee receives monthly annuity payments when he retires. The payments for this retirement plan are deducted from the employee's salary and are tax-deferred.

When a person has been working and making contributions longer, he is eligible to receive retirement benefits at the minimum retirement age. A person's MRA depends on his year of birth. Someone born before 1948 has an MRA of 55, while a person born in 1970 and after has an MRA of 57.

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