Q:

Should you purchase insurance for overseas travel?

A:

Quick Answer

Travelers should consider travel health insurance and medical evacuation insurance when traveling abroad, as stated by the United States Centers for Disease Control and Prevention. The decision to purchase trip insurance depends on an individual's personal preferences and financial comfort levels, as reported by Bankrate.

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Full Answer

When abroad, travelers usually have to pay out-of-pocket for medical care. Individuals should check with their normal health insurance policy to see if it offers coverage abroad. If not, a short-term policy can be purchased for the trip's duration.

Those traveling to countries with inadequate medical facilities should consider purchasing medical evacuation insurance. Medical evacuation insurance covers the cost of moving a traveler to a higher quality medical facility.

Trip insurance covers costs associated with a delayed or canceled trip. Those concerned with losing money if something unexpected happens may consider buying a trip insurance policy.

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