The main information that should be in a dispute letter includes the name on the account, the account number and a clear explanation of what is being disputed. The letter should be sent certified and return receipt requested, so there is proof that it was received by the person or company against whom the dispute is being lodged.
A formal dispute letter can be used for a variety of things, such as disputing something that is on a person's credit report or disputing a billing error. Regardless of the reason, all letters of this type need to have a few key pieces of information.Individuals need to include identifying information, such as the name on the account and current address. It is also a good idea to identify the account number for easy reference by the company. Just below that, one should also be sure to date the letter as this will be evidence of the date when the official dispute was initiated. The company's name and address fall below the date of the letter.
Specific key information is in the body of the letter. This is where the individual lists the items which are being disputed. He or she should state why the items are being disputed and state a request for resolution. This could be something as simple as a request to have it removed from his or her record. If possible, a copy of the report or bill which has the disputed items on it should be enclosed.