What is a workers' compensation waiver?


Quick Answer

A workers compensation waiver, also known as a workers compensation exemption, is a form that independent contractors use to file for an exemption from workers compensation insurance in those states that allow it, according to About.com. These waivers are common in the construction industry.

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Full Answer

All states require businesses to pay for workers compensation coverage for their employees in case they become sick or injured as a result of their job, states About.com. Independent contractors seeking this exemption are usually business owners who don't want to pay for coverage for themselves. In some states, members of some occupations must supply a notarized statement that they are exempt.

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