Does Wells Fargo Home Mortgage Have Competitive Rates?

As of April 2015, Wells Fargo Home Mortgage offers competitive interest rates that are in line with most major mortgage lenders, according to the company. However, potential borrowers shopping for mortgages with low interest rates must consider how their credit scores and other variables affect interest rates.

Wells Fargo provides customers with a chart that shows the current interest rate and the annual percentage rate for multiple loan products, including purchase loans and refinance loans. However, to secure those low rates, potential borrowers must meet strict credit guidelines and debt-to-income ratio requirements set forth by all mortgage lenders, including Wells Fargo Home Mortgage, according to