Does Wellcare Offer Different Types of Medicare Part D Supplemental Plans?


Quick Answer

As of 2015, WellCare offers three Medicare Part D supplemental plans. The Classic, Simple and Extra plans all provide coverage for a range of prescription drugs at more than 60,000 pharmacies around the United States, as WellCare reports.

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Full Answer

All three of WellCare's supplemental plans offer coverage at network pharmacies, the company notes. It offers preferred generic drugs at network pharmacies with no co-pay if the pharmacy offers cost-sharing. Different plans are best for different patient needs and have different co-pays, monthly premiums, maximum allowable orders and other requirements.

Each of the three plans offers a different tier of prescription coverage for Medicare patients. The Classic plan is best for patients who use prescriptions infrequently, as WellCare reports. Patients who take a few different medications every month may benefit from enrolling in the Simple plan, which has a lower premium. If several medications are needed each month, the Extra plan may provide the most savings for patients due to its expanded benefits.

As of 2015, deductibles for the plans are $320 for the Classic plan, with lower out-of-pocket maximums for the Simple and Extra plans. Co-payments are required for prescriptions that are not on WellCare's tier-1 list. Retail and by-mail pharmacy options are available within each plan for patient convenience.

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