WebBank does not offer a credit card directly to consumers. According to the company website, WebBank is a online bank that administers the store credit card, gift card, and branded debit card programs of many retailers and other organizations.
For example, a customer who receives 12-month financing on a new computer from Dell is actually financing through WebBank, explains Dell.
WebBank currently administers store credit cards or financing options for Dell, Gettington and Fingerhut, as reported by WebBank. Many retailers hire WebBank or similar companies as a third-party vendor to administer credit cars or financing options. Customers with store credit cards or branded debit cards can usually identify who the third-party vendor is by examining their bill or the card itself. WebBank is FDIC insured and accredited by the Better Business Bureau with an A- rating, according to the Better Business Bureau.