Ways for the unemployed to get student loans, as of 2016, include applying for federal student loans and filing a change of circumstance appeal, according to Synonym. Unemployed individuals may also see if they qualify for private student loans.
File the Free Application for Federal Student Aid to apply for a federal student loan, notes Synonym. Chances of being approved for a federal student loan depend on financial need. Examples of loans included in the program include Direct PLUS loans and subsidized loans. Filing a change of circumstance appeal with the admissions office may be necessary if your FAFSA no longer matches your current income.
Student should approach private loans with caution, according to Synonym. The benefits and terms of private loans aren't as favorable as federal loans, and the person's credit score likely determines eligibility.