Ways to protect a person's credit include securing mobile devices and online accounts with strong passwords and trusted anti-malware applications or programs, taking extra caution when shopping online, and using a shredder to get rid of documents containing personal information, reports U.S. News & World Report. Consumers should avoid sharing sensitive information or bringing credit cards and identity cards while traveling unless necessary. Monitoring financial accounts periodically helps detect identity theft.
Mobile device owners should use an auto-lock function that prompts them to enter a password whenever they access their devices, advises U.S. News & World Report. Computer users should download a reputable anti-malware program and regularly run malware tests. Complex passwords that contain lowercase and uppercase letters, numbers and symbols keep devices and computers more secure than passwords consisting of simple words or a combination of birthday, name or other personal information.
When shopping online, it's crucial to research the website's credibility before providing personal information and check if the URL starts with "https" or displays a padlock icon beside it, notes U.S. News & World Report. Experts also recommend checking credit reports, bank accounts and financial transactions frequently to discover and stop fraud and correct credit history errors. Credit monitoring services, such as CreditKarma.com, provide free credit reports and send notifications informing cardholders of changes in their credit reports.