Consumers can check the status of a Capital One card application by contacting the toll-free number or by viewing the instant approval status online at CapitalOne.com. Consumers receive an instant notification of their approval status within as little as 60 seconds after completing the application, explains Capital One.
A customer can also review the status of his credit card application online to see if it is active. If the company requires more time to process an application, the consumer can call the toll-free number anytime to check the application status. Income and identity verification are reasons that may cause a delay in approval, according to Capital One. Additionally, multiple addresses in a customer's credit file may trigger a further investigation for credit approval.