Wal-Mart credit card offers are available online at the Wal-Mart credit card special offers page at Walmart.com. The online credit card application is available to individuals who have registered and created an account at the company's website.
The Wal-Mart credit card is valid for purchases of goods and services sold by the company, including gas purchased at participating Wal-Mart locations. In addition to store purchases, cardholders can receive cash advances at the register in increments of $20. Cash advances are capped at $100 per use, and the card user pays no annual fee. Special offers associated with the Wal-Mart credit card may include a cash discount for new cards, and may also include periodic special financing offers on certain in-store purchases. The interest rate on the card tends to be high.
Wal-Mart credit cardholders who sign up to receive electronic statements also have the ability to check current credit scores through their online account. Electronic statements are useful for alerting cardholders of unauthorized charges, which carry no liability fee when discovered. The Wal-Mart credit card is a good option for customers who shop the store often and wish to enjoy extra savings on store items. Paying the card balance by the due date avoids high interest fees.