What Is VSP Eye Insurance?


Quick Answer

Vision Service Plan Vision Care eye insurance helps with the cost of eye exams, glasses, contacts and other vision-related products and services, the company states. Members can get coverage through their employers or purchase their own individual or family plans. As of 2015 VSP's network has 32,000 doctors nationwide, and members save about $244 annually compared to the cost of these services without insurance.

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Full Answer

The VSP Vision Care benefits plan reduces the cost of eye exams, provides $150 toward glasses or contacts, covers the cost of lenses after the patient pays the copay, and saves on the cost of lens enhancements, such as anti-glare and scratch resistance, the company explains. The plan allows an additional $20 for designer frames from certain brands, including bebe, Calvin Klein, Diane von Furstenberg, Tommy Bahama and Valentino. Benefits are available five business days after enrollment, and the plan automatically renews each year until the member cancels it.

A group of optometrists founded VSP as a non-profit insurance company in 1955, the company reports. As of 2015, VSP Vision Care is one of five businesses under the VSP Global umbrella. The other companies are Marchon, VSP Optics, Eyefinity and VSP Retail Development. VSP Global also runs Eyes of Hope, a charity that provides vision care to those in need.

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