What Does the Visa Travel Insurance Cover?


Quick Answer

Visa Signature cardholders may receive travel accident insurance that provides benefits to the cardholder or his eligible dependents in the event of accidental death or dismemberment, states The Points Guy. Visa Signature and Visa TravelMoney also feature travel and emergency assistance services including medical referral assistance, legal referral assistance, emergency ticket replacement and lost luggage locator service, according to Visa.

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Full Answer

To receive the minimum of $250,000 travel accident insurance in the event of death or dismemberment, the cardholder must charge the airline, train or bus ticket fee to his Visa Signature card, explains The Points Guy. Coverage starts at the destination designated on the ticket.

Emergency translation is another service covered by Visa Signature and Visa TravelMoney, according to Visa. An emergency translation service may help find a local interpreter, and provides telephone assistance in the cardholder's native language, as long as it is considered one of the major languages. Travel insurance from Visa also offers prescription assistance, valuable document delivery arrangements and emergency transportation services. Cardholders also receive pre-trip assistance, such as the location of ATMs at the intended destination, currency exchange rates, required immunizations and weather reports.

While emergency and travel assistance are bundled with the Visa Signature and TravelMoney cards at no extra expense, the cardholder is responsible for payment for any services or goods provided during the trip.

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