The Visa prepaid card is a pre-funded card that only allows a customer to spend the money loaded on it, as stated on the Visa website. It can be purchased online, at some banks and at many retail locations. The Visa prepaid card can be used to make purchases online, to pay bills or in stores worldwide.
The Visa prepaid card is used like a debit card and can be used wherever Visa cards are accepted. The customer loads a particular amount of money on the card and can only spend that amount. This makes it ideal for people wanting to avoid overdraft fees from the bank or those without a bank account. The cards are available without a credit check.