Visa cards that have no annual fee include BankAmericard Visa Card, BankAmericard Cash Rewards Credit Card, Capital One Quicksilver Cash Rewards Credit Card and U.S. Bank Cash Visa Signature Card, reports CreditCards.com. As of April 21, 2015, select cards offer zero percent APR for the first 12 billing cycles.
While there is no annual fee, other fees may apply when maintaining a credit card, including balance transfer fees, cash advance fees, finance charges, returned check fees and late fees, notes About. These fees vary in price, and potential credit card users should check with the company before applying for credit. Learning about these fees can help avoid unnecessary charges.