What are some virtual merchant services?


Quick Answer

Virtual merchant services include VirtualMerchant, Transaction Express, Elavon and the EMS Virtual Terminal. These services enable businesses to accept credit card and ACH payments online from any computer with Internet access.

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Full Answer

VirtualMerchant accepts a wide range of payment methods including credit and debit cards, electronic checks and gift cards. The service provides enhanced security features to facilitate safe transactions. These features include encryption and tokenization. The VirtualMerchant payment platform allows users to accept in-store payments, manage e-commerce businesses and take payments on the go using a mobile app that is compatible with most tablets and smartphones.

Transaction Express facilitates processing of swiped retail credit card transactions, receiving authorization responses, generating receipts and issuing refunds to customers. It provides virtual shopping carts that allow customers to select items for immediate or later purchasing. Its electronic payment system provides a multi-user environment, facilitating registration of multiple users on a single account.

Elavon provides processing settlement and support services for check and credit card payments. It provides various user-friendly virtual merchant terminals that accept Visa, MasterCard, American Express as well as UnionPay card payments. The EMS virtual terminal is a processing solution that supports businesses of any size and is compatible with a variety of peripherals including PIN pads, magnetic stripe readers and receipt printers.

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