How Do You Use Your UMB Visa Rewards?

Points accrued from making purchases with the UMB Rewards Visa Platinum card can be redeemed for account credits, gift cards, merchandise, travel and more at the online UMB Rewards Store. You must first register your card with the rewards store to be eligible for redemption, according to

You can register for access to the rewards store at any time after receiving your card. To register, visit the rewards store, and click the Register Now link at the top of the page. Enter the information requested, including your online account username, password, card number and zip code.

After registering for the store, you can browse your rewards options by clicking Shop Now and viewing each category. Bonus points can be redeemed for hotel stays, plane tickets, account credit, gift cards and merchandise, such as electronics, clothing and event tickets.

Points accrue with every purchase you make using your UMB Rewards Visa Platinum card. You earn two points per every dollar spent on gas, groceries and at discount stores, and one point per dollar spent everywhere else and for balance transfers. You also earn bonus points during promotional periods and from making purchases within the first 60 days of opening a UMB Rewards account.