How Do You Use a Reloadable Visa Card?

Prepaid Visa cards can be used as payment for any business that accepts Visa cards, meaning these cards work in much the same way as a standard Visa debit or credit card when it comes to purchases, according to Visa. The biggest difference between a standard Visa card and a prepaid card is in payment.

Prepaid Visa card users can add money to their cards through direct deposit or by using the Visa ReadyLink system, which allows users to reload their cards with additional funds, as described by Visa on the company's website. Because the card is prepaid, users will not be able to make a purchase if insufficient funds are available in their card account.