United States Fire Insurance Company was founded in 1824 in Morristown, New Jersey, and operates as a subsidiary of Crum & Forster Holdings Corp., according to Bloomberg. The company offers specialty and standard commercial insurance products, including accident and health, inland marine, worker's compensation, professional liability and auto insurance, reports A.M. Best's Consumer Insurance Center.
In June 2015, United States Fire Insurance Company received a grade of A for financial strength from insurance rating company A.M. Best. The company was licensed to operate in all 50 states, the District of Columbia, the U.S. Virgin Islands and Puerto Rico. The states in which it does the most business are New York, California, Texas, Florida and New Jersey.
United States Fire Insurance Company distributes its insurance products through 1,500 retail and wholesale brokers, according to the company website. Its parent company, Crum & Forster, is a wholly owned subsidiary of Fairfax Financial Holdings Limited of Toronto, Canada.
In 2003, United States Fire Insurance Company merged with the MJR Fire Insurance Company, a Delaware corporation. After the merger, MJR Fire Insurance Company's name was changed to United States Fire Insurance Company, according to a 2010 report by the State of Delaware Department of Insurance.