Q:

Does United American Part D cover prescription costs?

A:

Quick Answer

United American Insurance Company's Part D is a prescription drug plan, or PDP, that is available in three versions, each with a different level of prescription cost coverage. The three Part D plans offered by United American are Essential, Select and Enhanced.

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Full Answer

United American's Essential plan carries the lowest premium cost and provides PDP coverage for most of the generic versions of drugs, and the plan also covers a number of the brand-name drugs that doctors commonly prescribe. The Select plan is another low-cost plan, which offers basically the same type of PDP coverage, but the plan also includes a much larger network of participating pharmacies.

The Enhanced Plan has a lower deductible than the other plans, covers the widest range of Part D drugs and the plan shares the same extended pharmacy network as the Select plan. The Enhanced plan is a comprehensive plan rather than a low-cost plan, as noted by the United American website.

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