What Are Some Facts About UMWA Health Insurance?


Quick Answer

UMWA health insurance provides comprehensive medical, prescription drug and vision coverage to its beneficiaries, states its website. It also offers health and wellness programs, including diabetes management and chronic obstructive pulmonary disease education. Its field staff conducts outreach to beneficiaries through visits to their homes and by telephone. Through a special arrangement with Medicare, UMWA health insurance processes and pays Medicare Part B benefits for eligible beneficiaries.

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Full Answer

UMWA health insurance has a network of providers for medical services, durable medical equipment and hearing aids, explains its website. It covers some of the cost of vision care, but beneficiaries are responsible for a significant portion of the remaining cost. It provides coverage for home health care, including skilled nursing, physical therapy and speech therapy, but not assistance with daily living activities, such as bathing or feeding. It covers care in a skilled nursing facility but not other types of nursing homes. Some beneficiaries are eligible for transportation to medical appointments if necessary.

UMWA Health and Retirement Funds serves retirees of the United Mine Workers of America, according to its website. It has been around since 1946 and provides health and pension benefits to over 90,000 beneficiaries as of December 2015. Its headquarters is in Washington D.C., with field service offices in coalfield areas in several Southern and Midwestern states. The Health and Retirement Funds are separate and distinct from UMWA itself.

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