Q:

How do you get UMR insurance coverage?

A:

Quick Answer

Individuals cannot obtain United Medical Resources health insurance coverage, since UMR is not a provider of health insurance, according to the official company website. UMR is a third-party administrator who processes medical insurance claims on behalf of employers and provides administrative services related to insurance and employee benefit programs.

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Full Answer

UMR is one of UnitedHealthcare's national business lines, notes UnitedHealthcare. UnitedHealthcare is one of the operating divisions of its parent company, UnitedHealth Group, the United States' largest single health carrier. UnitedHealthcare is the health benefits platform of UnitedHealth Group.

As of June 2015, UMR serves more than 1,400 clients and their 2 million members, making it the largest third-party administrator in the United States, according to the company website. Its staff of more than 3,000 account managers are located across the country and in each time zone. Account management staff number more than 3,000. They are located across the country and are found in each time zone. More than 14 million medical claims are processed by UMR annually, totaling more than $3 billion in paid claims.

UMR serves a range of clients, including mid-sized, self-funded businesses and large state governments, notes the company website. Some employers choose to offer their employees self-funded, or self-insured, benefit plans, explains the Health Care Administrators Association. Many of these self-funded employers subcontract with a third-party administrator for administration of the benefit plans, processing and adjudicating insurance claims. They also can provide ancillary services, such as managing provider network contracts and performing claim utilization review.

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