Q:

What are the UAW retiree medical benefits?

A:

Quick Answer

The UAW Medical Benefits Trust provides information about retiree medical benefits on its website, states the company. This information includes a benefits summary as well as plan coverage, cost sharing, carrier options, and coordination and appeals – all broken down by employer.

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Full Answer

The Benefits Summary tab of the UAW Medical Benefits Trust's website provides highlights of medical plans, based on whether the retiree worked for Ford, Chrysler or GM, notes UAW.

The Plan Coverage tab provides detailed information about what the plans cover. This information includes hospitalization, hearing, hospice care, vision and dental. However, the UAW website states that this information only applies if the retiree is not enrolled in an HMO or a Medicare Advantage plan.

The Cost Sharing tab provides information about what costs retirees must cover themselves, in terms of contributions, deductibles, coinsurance and co-payments, explains UAW.

The Carrier Options tab provides information about what health insurance carriers a retiree may choose, based on the retiree's geographical location, says UAW. The tab also lists contact information for these carriers as well as links to their websites, which include online provider directories.

The Coordination and Appeals tab provides information about what to do when there is duplication of coverage, explains UAW. As with the Plan Coverage tab, this information only applies if the retiree is not enrolled in an HMO or a Medicare Advantage plan. The tab also lists procedures for filing claims and appeals.

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