Some average annuity interest rates for 2014 (the last year data is available) include 1.64, 1.61, 1.57 and 1.6 percent, notes Annuity Rate Watch. The annuity rate tends to fluctuate throughout the year, reaching its lowest point sometime during the middle of the year and rising back up to its original number.
Since the early 2000s, the average annuity percentage rate has significantly dropped, from approximately 7 percent to just under 2 percent. Annuity Rate Watch has a chart detailing annuity rates for 2014.
The chart on Annuity Rate Watch lists annuity rates throughout the year. The annuity rate average in 2014 was 1.58 percent. The lowest percentage offered in 2014 was 1.53 percent, which occurred between June and August. The highest percentage reached in 2014 occurred in January and October at 1.64 percent.