Q:

What types of service does the Space Coast Credit Union offer?

A:

Quick Answer

The Space Coast Credit Union offers personal banking services including loans, mortgages, checking and savings accounts, and debit and credit cards. The credit union also offers online and mobile banking and insurance and investment services. It has locations on the east coast of Florida from Miami north to Palm Coast.

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Full Answer

The not-for-profit, member-owned credit union offers a free checking account that requires a $25 initial deposit as of 2015. The account has no transaction or minimum monthly balances and includes a free debit card. Interest-bearing checking accounts require minimum daily balances.

Space Coast Credit Union offers loans for automobiles, recreational vehicles and personal loans that can be used to pay for unexpected expenses such as medical bills, to consolidate debt or for a vacation or other luxury.

Home loans include sale of mortgages, refinancing of mortgages, home-equity lines of credit and fixed-rate home-equity loans.

Investment services include retirement planning, estate planning, and transfer of wealth to another person or institution. Space Coast Credit Union sells homeowners and auto insurance, GAP and warranty insurance, and accidental death and disability coverage.

For businesses, Space Coast Credit Union offers checking and savings accounts, business service managers, payroll and merchant services. It also provides loans on construction and real estate, vehicles, equipment, and loan refinancing.

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