What Types of Policies Does American Modern Insurance Provide?


Quick Answer

American Modern provides specialty insurance for boats, houses, pets and nonstandard vehicles such as golf carts, motorcycles and snowmobiles. The company is licensed in all 50 states, and offers insurance policies through different property and casualty businesses, according to American Modern.

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Full Answer

American Modern's boating insurance policies cover crafts up to 64 feet in length and up to 70 mph. It has a special program in some states designed for smaller yachts and cabin cruisers. In addition, it has policies for single and multiple-passenger personal water crafts, states American Modern.

American Modern insures specialty housing situations, such as landlords who need insurance for one or more rental properties. It also has flexible programs for all kinds of vacation or second homes, from cabins in the woods to high-end urban townhouses. Additionally, the company has policies for vacant property and mobile homes, reports American Modern. The business also insures property owners who are considered high risk due to their location, low valuation or past claims.

American Modern policies cover recreational transport, such as all terrain vehicles, utility terrain vehicles and snowmobiles. As of 2015, the company only sells snowmobile policies in 10 Midwestern and Northeastern states, explains American Modern. Recreational vehicle coverage includes policies for both single and multipassenger vehicles.

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