Q:

What types of motor insurance does RSA offer?

A:

Quick Answer

RSA offers comprehensive car insurance, third-party fire and theft coverage, and breakdown coverage through its direct-to-consumer insurance company, More Than. More Than also provides well-being services to policyholders who have been in an auto accident, according to the company's website.

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Full Answer

More Than's comprehensive car insurance covers costs for accidental damage to a policyholder's car and costs when a policyholder is responsible for damaging another car or injuring another driver. This policy also covers damage or loss of a policyholder's vehicle due to fire or theft, explains More Than. If the policyholder uses a More Than recommended repairer, he receives a courtesy car to use until his car is fixed, except in the case of a total vehicle loss. More Than's third-party fire and theft insurance provides the same coverage as the comprehensive car insurance, except with this coverage option, a policyholder's vehicle is not covered if it is damaged in an accident.

More Than offers four levels of breakdown coverage to assist policyholders in the event of a vehicle malfunction. Each coverage option comes with a combination of different services including roadside assistance, which covers repairs when a policyholder is traveling within the United Kingdom, and home call, which delivers assistance directly to a policyholder's residence if his car breaks down at home, reports More Than. The insurance company offers additional optional services including European assistance, which provides help to a policyholder if his car breaks down anywhere in Europe.

If a customer experiences an accident, More Than offers well-being services to provide support to the policyholder such as a legal advice helpline and a medical helpline. Policyholders also have the option of receiving complimentary post accident counseling, according to More Than.

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