Allstate offers multiple types of insurance including life insurance, auto insurance, motorcycle insurance, renters insurance, condo insurance and home insurance, as stated by the Allstate website. The cost of these plans will vary for each customer and be dependent on the features they chose for their plans.
Allstate customers can also get boat insurance, ATV or 4x4 insurance, motorhome insurance, snowmobile insurance, business insurance and flood insurance. The company's focuses, however, are auto and home insurance. The auto insurance that it offers has a number of extra features designed to make insurance rewarding for customers.
Drivewise, which can be installed as an app on a phone or a device plugged into the car, monitors drivers' activities and offers rewards for good driving habits in various ways. Star Driver is similar, but it is made for teenagers and can be monitored by parents as well as by the insurance company. The safe driving bonus check is sent out for customers twice a year if they have no accidents, notes Allstate.
The homeowners insurance has some policy extras as well. The Claim Free reward can earn customers rewards and bonus savings on their policy if they do not have to file a claim for a certain period. Claim Rateguard ensures that even when a claim is filed the rates will not change on the policy.