The insurance required for a catering company varies depending on its size. Common types of insurance policies for catering businesses include catering insurance, general liability insurance, product and liquor liability insurance, unemployment insurance, and commercial vehicle insurance, according to Trusted Choice.
The law requires some types of insurance policies depending on the location of the catering company, as noted by Trusted Choice. Certain states require companies to provide disability insurance, although in others this is optional. Any company that has employees must carry workers compensation insurance, and companies with more than 50 employees may have to subsidize their medical insurance, as per the Affordable Care Act.