As of October 2015, Astoria Bank offers certificate of deposit rates that range from .05 percent to 1.24 percent, depending on the duration of the CD. CDs with terms ranging from three months to five years are available, according to the Astoria Bank website.
CDs with terms ranging from three to nine months pay .05 percent, and most of these CDs require a minimum deposit of $500, notes Astoria Bank. Customers can receive .1 percent interest on CDs with 12- to 15-month terms. Terms up to two years have a .45 percent rate, and those up to three years earn .75 percent in interest. CDs with terms up to four years earn 1.04 percent in interest, and five-year CDs have the top rate of 1.24 percent.