What types of car insurance does Progressive offer?


Quick Answer

Progressive insurance company offers car insurance such as liability, uninsured motorist property damage, collision, comprehensive and uninsured bodily injury, states Progressive. Insurance services also include roadside assistance, medical payment, loan payoff, rental reimbursement and custom parts and equipment value.

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Full Answer

The uninsured bodily injury coverage covers the policyholder in case of a motor vehicle accident caused by someone with no insurance or inadequate insurance, Progressive explains. This provides coverage for medical bills and wages lost. Liability takes care of bodily injury and property damage caused by a policyholder. Damages covered include medical bills for the driver and passengers of the other vehicle, damages on the other vehicle and legal fees in case the matter reaches court. Collision covers theft and repair of damages incurred on a policyholder’s car caused by an accident with another vehicle.

The uninsured motorist coverage takes care of repair of damages caused by a car driven by an uninsured driver. Comprehensive covers damage to a vehicle caused by theft, fire, floods, vandalism, hail and animals, among others. Roadside assistance provides towing and other types of assistance necessitated by a breakdown, lockout or running out of gas. As part of a comprehensive or collision claim, rental reimbursement pays for a substitute vehicle for up to 30 days.

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