What Types of Benefits Does Freedom Health Insurance Offer?


Quick Answer

As of 2015, Freedom Health, Inc. offers Medicare Advantage and Medicare Part D prescription drug coverage to residents in the state of Florida. Depending on the plan selected, benefits of Freedom Health plans may include coverage for copays, prescription drugs, hospital stays, mental health care and diagnostic and lab services, notes USNews.com

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Full Answer

Freedom Health, Inc. is a health maintenance organization that provides coverage to residents in specific counties in central and southern Florida. Some of the company's plans provide Medicare Advantage coverage, which pays for costs accrued from hospital and doctor visits, lab work, preventative screenings and surgeries and their subsequent hospital stays. As of 2015, all Freedom Health policies have no copays for regular office visits, no monthly premiums and a yearly maximum of $3,400 for out-of-pocket expenses, states FreedomHealth.com.

The company's Freedom Savings Plan is one of its most popular Medicare Advantage plans as of October 2015; benefits include no copays for visits to primary care physicians, $10 copays for visits to urgent care centers, $45 copays for specialist visits and a $65 copay per emergency room visit. However, prescription drug coverage is not offered with this plan.

Freedom Health's Freedom Medicare Plan Rx, another popular choice, is similar to the Freedom Savings Plan in terms of coverage, but the specialist-visit copay is only $40, and this plan also offers prescription drug coverage. The Medicare Rx Plan also covers a 90-day inpatient hospital stay with a $250 copay and up to 100 days in a skilled nursing facility with a $100 copay, notes GlobalMedicareApps.com

Freedom Health, Inc. offers 15 different insurance plans as of October 2015. Those looking to purchase a Freedom Health plan can visit the company's official site at FreedomHealth.com, click "Find a Medicare Plan" under the Medicare Plans tab on the home page and enter their ZIP code to obtain a list of available plans in their county.

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