Visa offers several types of prepaid cards, including the Visa Prepaid Card, Visa Clear Prepaid and Visa Payroll. All these cards are secure alternatives to carrying cash or checks, according to Visa.
To use a Visa Prepaid card, users need to load funds on the card, which they can then use for payments in stores or online. These Visa cards may have various fees, which include distinct plans for those who make numerous monthly transactions and for less frequent users. In most cases, there are no fees for declined transactions, customer service or card closure, according to Visa. The Visa Payroll prepaid card allows users to get their pay loaded on payday.