Is There Trampoline Insurance?


Quick Answer

Insurance companies may provide trampoline coverage under homeowners' policies with no exclusions or provide coverage with safety precautions, according to Allstate. Some companies may exclude trampoline coverage. Coverage requirements vary from state to state.

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Full Answer

If an insurance company policy offers trampoline coverage with no exclusions, it means the company may own and use a trampoline with coverage under the homeowner's policy, explains Allstate. Some insurance companies may cover a trampoline if the owner takes safety precautions such as enclosing the trampoline sides, padding covers the equipment springs, or keeping the trampoline in a gated, locked and fenced yard. If a homeowner's policy excludes trampoline coverage, an insurance company is not responsible for compensating anyone who suffers a trampoline-related injury on the homeowner's premises.

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