Some top-rated homeowners insurance carriers are Farmers, AllState, State Farm, Homesite Home Insurance, Nationwide, Liberty Mutual Insurance, Travelers, AAA, USAA and The Hartford. These are the top 10 best matched homeowners insurance companies for 2015, according to Consumer Affairs.
Farmers is one of the largest national insurance companies and offers claims services to their customers 24 hours a day, seven days a week. Though their rates are known to raise each year, customers who bundle their insurance can enjoy certain discounts by researching the advice provided to them on the Farmers website or asking a customer representative directly. Farmers homeowner's insurance is most recommended for use by traditional homeowners or those with mobile homes or condos, reports Consumer Affairs.
State Farm is also one of America's largest insurance companies, and it is also one of the most used by American homeowners. In addition to traditional homeowners insurance, State Farm offers the Florida and Louisiana Hurricane Mitigation as well as discounts for customers who take precautions to make their homes safer, are claim free and who bundle their insurance.
Some other top-rated homeowners insurance are American Family Insurance, Citizens Property Insurance, Pacific Specialty, Zurich, Country Financial, Alfa, AIG, California Fair Plan Property Insurance, Prudential and Progressive.