Top credit cards depend on desired benefits. For cash back, the Blue Cash Preferred Card From American Express is on the 2015 list of best credit cards from Business Insider. For balance transfers, Business Insider recommends the Chase Slate card, along with the Citi Simplicity card for low introductory interest rates.Continue Reading
For travel rewards, the top credit card is the Barclay Arrival Plus World Elite Mastercard, according to Business Insider. For individuals with average credit, the Chase Freedom card is a top choice, along with the Discover It For Students card for college students. For businesses, the Ink Cash Business Card is among the top options.
Time Money and Nerd Wallet also conduct an annual review of top credit cards. This list considers features such as low balance transfer fees, superior interest rates, cash back rates and low foreign transaction charges. Examples include the Chase Sapphire Preferred Card for its sign-up travel bonus, the Citi Double Cash Card for its flat-rate cash-back bonus as well as its 0 percent introductory APR and the BankAmericard Travel Rewards Credit Card for travel rewards, no annual fee and no foreign transaction fees. Others include the Blue Cash Preferred Card from American Express because of its 6 percent cash back rate on groceries.Learn more about Credit & Lending